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BMO Eco Smart Mortgage Review and Giveaway

When I got my first real job, I decided it was time to invest in a place to call my own. Little did I know there is more than just having a mortgage and calling this place home. Looking back just over 7 years ago I didn't know as much about buying a house as I do now. 

If I could do it all over again I would definitely do things differently. I would have look for a more Eco Smart house. I would calculate ALL the OTHER costs of owning a house also. Do you know 51% of Canadian homeowners cite utility costs as the biggest surprise of home ownership, I am in that count! We have been trying to do what we can to make this house more Eco Smart to save money and help the environment. 

BMO (Bank Of Montreal) has introduced a new mortgage called Eco Smart Mortgage. This is a five year fixed mortgage at 3.89% that rewards customers for making their house better for the environment. If you've bought, plan to buy or already own a home with energy efficient features, you can qualify for a great rate on our full featured BMO Eco Smart Mortgage. All you have to do to find out if you qualify is to print off the checklist and do a walk around your house.  

For Single Family Homes including townhouses (condo or freehold), your home will need 6 out of 7 features to qualify:
  • High efficiency heating system
  • High efficiency air cooling system or no air cooling system
  • Good quality attic insulation
  • ENERGY STAR® qualified windows with no cracks or air gaps
  • ENERGY STAR qualified hot water system or solar or tankless hot water system
  • ENERGY STAR qualified doors with no cracks or air gaps
  • At least three ENERGY STAR qualified major appliances
I know this house we are in needs a lot of updates to qualify and we are not in the place to do them at the moment. We are looking for a new house and as we look I will know be keeping this checklist with me to find a Eco Smart home. Or at least one as close as we can!
We do have a Energy Star Hot water tank and I believe our broiler is High efficiency heating system but that is pretty much it. We are looking to do a few little things in the next year like change to newer lights and bulbs, get an Energy Star kitchen appliances. 

Giveaway time! Would you like to win a $50 RONA gift card to help in making your home Eco Smart? Enter below but please read the Mandatory enter guidelines.


Mandatory Entry: Simply share your efforts or future plans to make their home more energy efficient for a chance to win a $50 RONA gift card, please include a way to be contacted either email or twitter. This giveaway will end May 15th,2011 and is open to Canada only.

Entra Entries: 
1. "Like" Canadian Coupon Mom on Facebook. (1 entry)
2. Follow Canadian Coupon Mom on Google Friends Connect (1 entry)
3. Follow Canadian Coupon Mom on Twitter. (1 entry for following and also 1 entry each tweet - can be tweeted once daily, please leave twitter link in comment) #Giveaway @couponmomcanada #Win a $50 Rona Gift Cert from BMO-ends May 15 http://tiny.cc/g2tkp
4. Subscribe to Canadian Coupon Mom. (3 entries)
5. Blog about this giveaway and post the link where it can be found. (5 entries)
6. Follow Canadian Coupon Mom on Networked Blogs. Located on right side bar. (1 entry)
~*Disclaimer: I am participating in the BMO Eco Smart Mortgage program by Mom Central Canada on behalf of BMO - Bank of Montreal.  I received a gift card as a thank you for my participation. The opinions are honest and my own.*~ 

182 comments:

  1. I "plan" on putting new energy efficient windows and doors in my home!
    ksceviour at hotmail dot com

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  2. I like you on facebook(Karla Sceviour)

    ksceviour at hotmail dot com

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  3. I follow with google friend conenct

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  4. I follow you on twitter
    @ksceviour

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  5. I tweeted
    http://twitter.com/ksceviour/status/65045242696581121

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  6. I follow on networked blogs

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  7. subscribed via email(1)
    ksceviour at hotmail dot com

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  8. subscribed via email(2)
    ksceviour at hotmail dot com

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  9. subscribed via email(3)
    ksceviour at hotmail dot com

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  10. We plan to change our kitchen windows to a ENERGY STAR® qualified windows.
    fwdsd45 @gmail.com

    ReplyDelete
  11. "Liked" Canadian Coupon Mom on Facebook. (ted kooper)

    ReplyDelete
  12. Follow Canadian Coupon Mom on Google Friends Connect (xmd5)

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  13. Follow Canadian Coupon Mom on Networked Blogs (ted kooper)

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  14. Subscribed to Canadian Coupon Mom via email. (fwdsd45 @gmail.com)

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  15. Subscribed to Canadian Coupon Mom via email. (fwdsd45 @gmail.com) 2

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  16. Subscribed to Canadian Coupon Mom via email. (fwdsd45 @gmail.com) 3

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  17. We plan on replacing our windows within the next year. karasceviour at hotmail dot com

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  18. I like you on facebook,(Kara Sceviour). karasceviour at hotmail dot com

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  19. I follow you via GFC. karasceviour at hotmail dot com

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  20. I subscribe to you via email, entry #1. karasceviour at hotmail dot com

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  21. I subscribe to you via email, entry #2. karasceviour at hotmail dot com

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  22. I subscribe to you via email, entry #3. karasceviour at hotmail dot com

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  23. we currently have the energy efficeint light bulbs in all our rooms and we wash our laundry in cold water
    thanks
    flower_child_23(at)hotmail(dot)com

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  24. Liked Canadian Coupon Mom on Facebook.
    angela m
    flower_child_23(at)hotmail(dot)com

    ReplyDelete
  25. i Follow Canadian Coupon Mom on Google Friends Connect
    (flower_child_23)
    flower_child_23(at)hotmail(dot)com

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  26. i Follow Canadian Coupon Mom on Twitter.(@flower_child_23)
    flower_child_23(at)hotmail(dot)com

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  27. daily tweet
    http://twitter.com/flower_child_23/status/65119105505689600
    flower_child_23(at)hotmail(dot)com

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  28. email subscriber #1
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  29. email subscriber #2
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  30. email subscriber #3
    flower_child_23(at)hotmail(dot)com

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  31. We put in a tankless water heater
    leannemacg at gmail.com

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  32. I like you on facebook.
    leannemacg at gmail.com

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  33. I follow you on GFC.
    leannemacg at gmail.com

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  34. I follow you on twitter as leanne_mac.
    leannemacg at gmail.com

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  35. I'm a email subscriber
    leannemacg at gmail.com

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  36. I'm a email subscriber
    leannemacg at gmail.com
    x2

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  37. I'm a email subscriber
    leannemacg at gmail.com
    x3

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  38. http://twitter.com/#!/leanne_mac/status/65124616208789504

    leannemacg at gmail.com

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  39. We are planning to upgrade attic's insulation

    spdls0215@yahoo.com

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  40. "Like" Canadian Coupon Mom on Facebook.

    fb;suzie p. santos
    spdls0215@yahoo.com

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  41. Follow Canadian Coupon Mom on Google Friends Connect

    spdls0215@yahoo.com

    ReplyDelete
  42. Subscribe to Canadian Coupon Mom. (1)
    spdls0215@yahoo.com

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  43. Subscribe to Canadian Coupon Mom. (2)
    spdls0215@yahoo.com

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  44. Subscribe to Canadian Coupon Mom. (3)
    spdls0215@yahoo.com

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  45. Twitter follower
    @spdls0215

    http://twitter.com/spdls0215/status/65133687435563008

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  46. We plan on installing a new furnace this year which should make our home more energy efficient.

    ajmizen(at)hotmail(dot)com

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  47. I "Like" Canadian Coupon Mom on Facebook. (Amy M)

    ajmizen(at)hotmail(dot)com

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  48. I follow via GFC.

    ajmizen(at)hotmail(dot)com

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  49. I follow you on Twitter @glogirl3 and tweeted:
    http://twitter.com/glogirl3/status/65157525015756800

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  50. well so far we have done alot of little efforts, low flow taps and shower heads, energy effiecient lighting , a blanket on the water heater and alot of unplugging in the house of electronics, the biggest thing we need is new windows, but that will be a project for the futurem hopefully not too long away
    staceyx at telus dot net

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  51. i Like" Canadian Coupon Mom on Facebook stacey dempsey
    staceyx at telus dot net

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  52. i follow you on GFC (roswell)
    staceyx at telus dot net

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  53. i follow you on twitter @roswello
    staceyx at telus dot net

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  54. i tweeted
    http://twitter.com/#!/roswello/status/65198534101700609
    staceyx at telus dot net

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  55. i subscribe to you by email #1
    staceyx at telus dot net

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  56. i subscribe to you by email #2
    staceyx at telus dot net

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  57. i subscribe to you by email #3
    staceyx at telus dot net

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  58. I follow via GFC!

    susiev_18@hotmail.com

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  59. I like you on FB.

    susiev_18@hotmail.com

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  60. I subscribe!

    susiev_18@hotmail.com

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  61. To make our home more eco friendly, we bought all new major appliances including a washer, dryer, and dishwasher. They use much less water and detergent than our old machines.

    susiev_18@hotmail.com

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  62. I follow via Networked Blogs!

    susiev_18@hotmail.com

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  63. We recently purchased energy efficient washer and dryer

    amt(at)telus(dot)net

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  64. I am following on GFC as Anne-Marie T.

    amt(at)telus(dot)net

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  65. I liked your Facebook page (Anne-Marie T)

    amt(at)telus(dot)net

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  66. Following you on Twitter (amt946)

    amt(at)telus(dot)net

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  67. I am following on Networked blogs (Anne-Marie T)

    amt(at)telus(dot)net

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  68. Tweeted (@amt946)
    http://twitter.com/amt946/status/65283263719153664
    amt(at)telus(dot)net

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  69. I am subscribed to emails using news(at)telus(dot)net

    amt(at)telus(dot)net

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  70. I am subscribed to emails using news(at)telus(dot)net #2

    amt(at)telus(dot)net

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  71. I am subscribed to emails using news(at)telus(dot)net #3

    amt(at)telus(dot)net

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  72. http://twitter.com/xmd5/status/65286842001522688

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  73. http://twitter.com/#!/leanne_mac/status/65306769802534912

    leannemacg at gmail.com

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  74. daily tweet
    http://twitter.com/#!/roswello/status/65341138340556800
    staceyx at telus dot net

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  75. daily tweet
    http://twitter.com/flower_child_23/status/65401997116973057
    flower_child_23(at)hotmail(dot)com

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  76. Tweeted (@amt946)
    http://twitter.com/amt946/statuses/65406957997142016
    amt(at)telus(dot)net

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  77. I replaced all my kitchen appliances last year with energy star ones

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  78. I like you on fb as Caroline w

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  79. I follow you via GFC

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  80. I follow you on twitter as @carolineinbc

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  81. I tweeted about giveaway

    http://twitter.com/#!/Carolineinbc/status/65628034128023552

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  82. I am an email subscriber

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  83. I am an email subscriber #2

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  84. I am an email subscriber #3

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  85. i follow you via networked blogs as Caroline W

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  86. http://twitter.com/xmd5/status/65649530552594432

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  87. daily tweet
    http://twitter.com/#!/roswello/status/65695569598881792
    staceyx at telus dot net

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  88. We don't own our home but I know I would like to do a few things this winter to save money on the heating and electricity bills. We may not own but the costs can be just as high with the monthly bill when the doors and windows arent sealed properly etc. This would definitely help. OR maybe, put some more solar lights in our back yard area, another way to save energy and money! dream 4 ever (at) live (dot) ca

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  89. I like you on facebook :) Alyssa Kingsbury-Hart

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  90. I follow you on twitter @AMotherhoodBlog

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  91. I subscribe to your updates :)

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  92. daily tweet
    http://twitter.com/flower_child_23/status/65810062714740736
    flower_child_23(at)hotmail(dot)com

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  93. Tweeted (@amt946)
    http://twitter.com/amt946/statuses/65778722397106176
    amt(at)telus(dot)net

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  94. I have no clue how to include my tweet link but I followed you and retweeted it on TamikaD. Plus I am already a google follower, signed up for networked and subscribed. plus liked you on Facebook! :) I will blog about you soon! :)

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  95. OH! And we have a new house, so its pretty energy efficient, but we are adding window coverings to try and keep out the hot summer sun! :)

    And I blogged about you, so I hope it helps get a bit of traffic, not that my blog is that busy! LOL
    http://out-of-the-mouths-of-babes.blogspot.com/2011/05/link-to-rona-gift-card-giveaway.html

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  96. We are completing our last changes suggested by the eco-energy audit; 1) replacing windows
    2) replacing the siding and having our house "wrapped"

    It's going to be an expensive spring.

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  97. http://twitter.com/xmd5/status/66012508049260544

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  98. daily tweet
    http://twitter.com/#!/roswello/status/66048453788172289
    staceyx at telus dot net

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  99. daily tweet
    http://twitter.com/flower_child_23/status/66118183391739904
    flower_child_23(at)hotmail(dot)com

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  100. Tweeted (@amt946)
    http://twitter.com/amt946/statuses/66132869386485761
    amt(at)telus(dot)net

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  101. tweeted

    http://twitter.com/#!/Carolineinbc/status/66183597849182208

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  102. http://twitter.com/#!/leanne_mac/status/66252645219835904

    leannemacg at gmail.com

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  103. http://twitter.com/xmd5/status/66374711277387776

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  104. daily tweet
    https://twitter.com/#!/roswello/status/66411844725772289
    staceyx at telus dot net

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  105. daily tweet
    http://twitter.com/flower_child_23/status/66489723782316033
    flower_child_23(at)hotmail(dot)com

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  106. tweeted

    http://twitter.com/#!/Carolineinbc/status/66554360536121344

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  107. Tweeted (@amt946)
    http://twitter.com/amt946/status/66505806291542017
    amt(at)telus(dot)net

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  108. Daily Tweet:
    http://twitter.com/glogirl3/status/66713559689723904

    ajmizen(at)hotmail(dot)com

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  109. http://twitter.com/xmd5/status/66737465746132993

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  110. daily tweet
    http://twitter.com/#!/roswello/status/66796482656866304
    staceyx at telus dot net

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  111. daily tweet
    http://twitter.com/flower_child_23/status/66847328136462337
    flower_child_23(at)hotmail(dot)com

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  112. Tweeted (@amt946)
    http://twitter.com/amt946/statuses/66866245739364354
    amt(at)telus(dot)net

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  113. tweeted

    http://twitter.com/#!/Carolineinbc/status/67016917461901312

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  114. http://twitter.com/xmd5/status/67101477692379136

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  115. daily tweet
    http://twitter.com/#!/roswello/status/67150896731127808
    staceyx at telus dot net

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  116. tweeted

    http://twitter.com/#!/Carolineinbc/status/67317452266151936

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  117. Tweeted (@amt946)
    http://twitter.com/amt946/status/67257306752094209
    amt(at)telus(dot)net

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  118. http://twitter.com/xmd5/status/67463764823388162

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  119. http://twitter.com/xmd5/status/67463764823388162

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  120. daily tweet
    http://twitter.com/#!/roswello/status/67533391804899328
    staceyx at telus dot net

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  121. daily tweet
    http://twitter.com/flower_child_23/status/67622655204925440
    flower_child_23(at)hotmail(dot)com

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  122. tweeted

    http://twitter.com/#!/Carolineinbc/status/67636982649589760

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  123. Tweeted (@amt946)
    http://twitter.com/amt946/statuses/67592256164605952
    amt(at)telus(dot)net

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  124. http://twitter.com/xmd5/status/67826455249301504

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  125. daily tweet
    https://twitter.com/#!/roswello/status/67877873549180929
    staceyx at telus dot net

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  126. daily tweet
    http://twitter.com/flower_child_23/status/67941383423541249
    flower_child_23(at)hotmail(dot)com

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  127. tweeted

    http://twitter.com/#!/Carolineinbc/status/67955349013004288

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  128. Tweeted (@amt946)
    http://twitter.com/amt946/status/67948232101212160
    amt(at)telus(dot)net

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  129. http://twitter.com/xmd5/status/68189076720857088

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  130. daily tweet
    http://twitter.com/#!/roswello/status/68240225071140864
    staceyx at telus dot net

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  131. tweeted

    http://twitter.com/#!/Carolineinbc/status/68319147632758784

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  132. daily tweet
    http://twitter.com/flower_child_23/status/68331874241617920
    flower_child_23(at)hotmail(dot)com

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  133. Tweeted (@amt946)
    http://twitter.com/amt946/status/68354042530775041
    amt(at)telus(dot)net

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  134. tweeted

    http://twitter.com/#!/Carolineinbc/status/69123298172207104

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  135. Tweeted (@amt946)
    http://twitter.com/amt946/statuses/69067330432417792
    amt(at)telus(dot)net

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  136. daily tweet
    https://twitter.com/#!/roswello/status/69192475587264513
    staceyx at telus dot net

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  137. http://twitter.com/xmd5/status/69275444637220864

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  138. daily tweet
    https://twitter.com/#!/roswello/status/69349246402437122
    staceyx at telus dot net

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  139. tweeted

    http://twitter.com/#!/Carolineinbc/status/69418044732084225

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  140. We plan on recaulking our all of our windows to help keep the warm air in this winter and our heating bills down

    bluebelle0367(at)hotmail(dot)com

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  141. I like you on facebook - Belinda M


    bluebelle0367(at)hotmail(dot)com

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  142. I follow on google friend connect


    bluebelle0367(at)hotmail(dot)com

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  143. I follow you on twitter as Prairiebelle



    bluebelle0367(at)hotmail(dot)com

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  144. I am an email subscriber



    bluebelle0367(at)hotmail(dot)com

    1

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  145. I am an email subscriber



    bluebelle0367(at)hotmail(dot)com

    2

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  146. I am an email subscriber



    bluebelle0367(at)hotmail(dot)com

    3

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  147. I follow on networked blogs - belinda m


    bluebelle0367(at)hotmail(dot)com

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  148. tweeted

    http://twitter.com/#!/Prairiebelle/status/69535836361859072


    bluebelle0367(at)hotmail(dot)com

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  149. Tweeted (@amt946)
    http://twitter.com/amt946/statuses/69435877511806976
    amt(at)telus(dot)net

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  150. I'd like to buy some energy efficient appliances

    charmtime at gmail dot com

    ReplyDelete
  151. I follow you on twitter (littlecomper)

    charmtime at gmail dot com

    ReplyDelete
  152. daily tweet
    http://twitter.com/#!/littlecomper/status/69595327568691200

    charmtime at gmail dot com

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  153. We are hoping to replace our old dishwasher with an energy-efficient one soon!

    canadianmommygiveaways at gmail dot com

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  154. Following on Google Friend Connect.

    canadianmommygiveaways at gmail dot com

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  155. Following on Twitter as @mommygiveaways.

    canadianmommygiveaways at gmail dot com

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  156. Email subscriber. #1

    canadianmommygiveaways at gmail dot com

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  157. Email subscriber. #2

    canadianmommygiveaways at gmail dot com

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  158. Email subscriber. #3

    canadianmommygiveaways at gmail dot com

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  159. Blogged about this giveaway. #1
    http://canadianmommygiveaways.blogspot.com/2011/05/rona-50-gift-card-12-giveaways.html

    canadianmommygiveaways at gmail dot com

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  160. Blogged about this giveaway. #2
    http://canadianmommygiveaways.blogspot.com/2011/05/rona-50-gift-card-12-giveaways.html

    canadianmommygiveaways at gmail dot com

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  161. Blogged about this giveaway. #3
    http://canadianmommygiveaways.blogspot.com/2011/05/rona-50-gift-card-12-giveaways.html

    canadianmommygiveaways at gmail dot com

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  162. Blogged about this giveaway. #4
    http://canadianmommygiveaways.blogspot.com/2011/05/rona-50-gift-card-12-giveaways.html

    canadianmommygiveaways at gmail dot com

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  163. Blogged about this giveaway. #5
    http://canadianmommygiveaways.blogspot.com/2011/05/rona-50-gift-card-12-giveaways.html

    canadianmommygiveaways at gmail dot com

    ReplyDelete
  164. http://twitter.com/xmd5/status/69637837657612288

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  165. daily tweet
    http://twitter.com/#!/roswello/status/69670833337008128
    staceyx at telus dot net

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  166. daily tweet
    http://twitter.com/#!/littlecomper/status/69777937565618176

    charmtime at gmail dot com

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  167. Tweeted (@amt946)
    http://twitter.com/amt946/statuses/69786725517504513
    amt(at)telus(dot)net

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  168. Our current furnace is only mid-efficiency (~80% efficient) and it's on its last legs. We are going to replace it with a high-efficiency furnace at upwards of 98% efficiency.
    rararomp at gmail dot com

    ReplyDelete
  169. I'm your Facebook friend Raegen T.
    rararomp at gmail dot com

    ReplyDelete
  170. I'm your public GFC follower Rae T. (Auqakuh).
    rararomp at gmail dot com

    ReplyDelete
  171. I'm your twitter follower @rararomp.
    rararomp at gmail dot com

    ReplyDelete
  172. I tweeted: https://twitter.com/#!/rararomp/status/69809529398894592
    rararomp at gmail dot com

    ReplyDelete
  173. #1 I'm your confirmed email subscriber.
    rararomp at gmail dot com

    ReplyDelete
  174. #2 I'm your confirmed email subscriber.
    rararomp at gmail dot com

    ReplyDelete
  175. #3 I'm your confirmed email subscriber.
    rararomp at gmail dot com

    ReplyDelete
  176. #1 I blogged here: http://contest-for-that.blogspot.com/2011/05/canadian-coupon-mom-bmo-eco-smart.html
    rararomp at gmail dot com

    ReplyDelete
  177. #2 I blogged here: http://contest-for-that.blogspot.com/2011/05/canadian-coupon-mom-bmo-eco-smart.html
    rararomp at gmail dot com

    ReplyDelete
  178. #3 I blogged here: http://contest-for-that.blogspot.com/2011/05/canadian-coupon-mom-bmo-eco-smart.html
    rararomp at gmail dot com

    ReplyDelete
  179. #4 I blogged here: http://contest-for-that.blogspot.com/2011/05/canadian-coupon-mom-bmo-eco-smart.html
    rararomp at gmail dot com

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  180. #5 I blogged here: http://contest-for-that.blogspot.com/2011/05/canadian-coupon-mom-bmo-eco-smart.html
    rararomp at gmail dot com

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  181. I'm your Networked Blogs follower Raegen T.
    rararomp at gmail dot com

    ReplyDelete
  182. tweeted

    http://twitter.com/#!/Carolineinbc/status/69809608696406016

    ReplyDelete
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