Pages

BMO Eco Smart Mortgage Review and Giveaway

When I got my first real job, I decided it was time to invest in a place to call my own. Little did I know there is more than just having a mortgage and calling this place home. Looking back just over 7 years ago I didn't know as much about buying a house as I do now. 

If I could do it all over again I would definitely do things differently. I would have look for a more Eco Smart house. I would calculate ALL the OTHER costs of owning a house also. Do you know 51% of Canadian homeowners cite utility costs as the biggest surprise of home ownership, I am in that count! We have been trying to do what we can to make this house more Eco Smart to save money and help the environment. 

BMO (Bank Of Montreal) has introduced a new mortgage called Eco Smart Mortgage. This is a five year fixed mortgage at 3.89% that rewards customers for making their house better for the environment. If you've bought, plan to buy or already own a home with energy efficient features, you can qualify for a great rate on our full featured BMO Eco Smart Mortgage. All you have to do to find out if you qualify is to print off the checklist and do a walk around your house.  

For Single Family Homes including townhouses (condo or freehold), your home will need 6 out of 7 features to qualify:
  • High efficiency heating system
  • High efficiency air cooling system or no air cooling system
  • Good quality attic insulation
  • ENERGY STAR® qualified windows with no cracks or air gaps
  • ENERGY STAR qualified hot water system or solar or tankless hot water system
  • ENERGY STAR qualified doors with no cracks or air gaps
  • At least three ENERGY STAR qualified major appliances
I know this house we are in needs a lot of updates to qualify and we are not in the place to do them at the moment. We are looking for a new house and as we look I will know be keeping this checklist with me to find a Eco Smart home. Or at least one as close as we can!
We do have a Energy Star Hot water tank and I believe our broiler is High efficiency heating system but that is pretty much it. We are looking to do a few little things in the next year like change to newer lights and bulbs, get an Energy Star kitchen appliances. 

Giveaway time! Would you like to win a $50 RONA gift card to help in making your home Eco Smart? Enter below but please read the Mandatory enter guidelines.


Mandatory Entry: Simply share your efforts or future plans to make their home more energy efficient for a chance to win a $50 RONA gift card, please include a way to be contacted either email or twitter. This giveaway will end May 15th,2011 and is open to Canada only.

Entra Entries: 
1. "Like" Canadian Coupon Mom on Facebook. (1 entry)
2. Follow Canadian Coupon Mom on Google Friends Connect (1 entry)
3. Follow Canadian Coupon Mom on Twitter. (1 entry for following and also 1 entry each tweet - can be tweeted once daily, please leave twitter link in comment) #Giveaway @couponmomcanada #Win a $50 Rona Gift Cert from BMO-ends May 15 http://tiny.cc/g2tkp
4. Subscribe to Canadian Coupon Mom. (3 entries)
5. Blog about this giveaway and post the link where it can be found. (5 entries)
6. Follow Canadian Coupon Mom on Networked Blogs. Located on right side bar. (1 entry)
~*Disclaimer: I am participating in the BMO Eco Smart Mortgage program by Mom Central Canada on behalf of BMO - Bank of Montreal.  I received a gift card as a thank you for my participation. The opinions are honest and my own.*~ 

164 comments:

  1. I "plan" on putting new energy efficient windows and doors in my home!
    ksceviour at hotmail dot com

    ReplyDelete
  2. I like you on facebook(Karla Sceviour)

    ksceviour at hotmail dot com

    ReplyDelete
  3. I follow with google friend conenct

    ReplyDelete
  4. I tweeted
    http://twitter.com/ksceviour/status/65045242696581121

    ReplyDelete
  5. subscribed via email(1)
    ksceviour at hotmail dot com

    ReplyDelete
  6. subscribed via email(2)
    ksceviour at hotmail dot com

    ReplyDelete
  7. subscribed via email(3)
    ksceviour at hotmail dot com

    ReplyDelete
  8. We plan to change our kitchen windows to a ENERGY STAR® qualified windows.
    fwdsd45 @gmail.com

    ReplyDelete
  9. "Liked" Canadian Coupon Mom on Facebook. (ted kooper)

    ReplyDelete
  10. Follow Canadian Coupon Mom on Google Friends Connect (xmd5)

    ReplyDelete
  11. Follow Canadian Coupon Mom on Networked Blogs (ted kooper)

    ReplyDelete
  12. Subscribed to Canadian Coupon Mom via email. (fwdsd45 @gmail.com)

    ReplyDelete
  13. Subscribed to Canadian Coupon Mom via email. (fwdsd45 @gmail.com) 2

    ReplyDelete
  14. Subscribed to Canadian Coupon Mom via email. (fwdsd45 @gmail.com) 3

    ReplyDelete
  15. Anonymous1:55 PM

    We plan on replacing our windows within the next year. karasceviour at hotmail dot com

    ReplyDelete
  16. Anonymous1:56 PM

    I like you on facebook,(Kara Sceviour). karasceviour at hotmail dot com

    ReplyDelete
  17. Anonymous1:56 PM

    I follow you via GFC. karasceviour at hotmail dot com

    ReplyDelete
  18. Anonymous1:57 PM

    I subscribe to you via email, entry #1. karasceviour at hotmail dot com

    ReplyDelete
  19. Anonymous1:57 PM

    I subscribe to you via email, entry #2. karasceviour at hotmail dot com

    ReplyDelete
  20. Anonymous1:57 PM

    I subscribe to you via email, entry #3. karasceviour at hotmail dot com

    ReplyDelete
  21. we currently have the energy efficeint light bulbs in all our rooms and we wash our laundry in cold water
    thanks
    flower_child_23(at)hotmail(dot)com

    ReplyDelete
  22. Liked Canadian Coupon Mom on Facebook.
    angela m
    flower_child_23(at)hotmail(dot)com

    ReplyDelete
  23. i Follow Canadian Coupon Mom on Google Friends Connect
    (flower_child_23)
    flower_child_23(at)hotmail(dot)com

    ReplyDelete
  24. i Follow Canadian Coupon Mom on Twitter.(@flower_child_23)
    flower_child_23(at)hotmail(dot)com

    ReplyDelete
  25. daily tweet
    http://twitter.com/flower_child_23/status/65119105505689600
    flower_child_23(at)hotmail(dot)com

    ReplyDelete
  26. email subscriber #1
    flower_child_23(at)hotmail(dot)com

    ReplyDelete
  27. email subscriber #2
    flower_child_23(at)hotmail(dot)com

    ReplyDelete
  28. email subscriber #3
    flower_child_23(at)hotmail(dot)com

    ReplyDelete
  29. We are planning to upgrade attic's insulation

    spdls0215@yahoo.com

    ReplyDelete
  30. "Like" Canadian Coupon Mom on Facebook.

    fb;suzie p. santos
    spdls0215@yahoo.com

    ReplyDelete
  31. Follow Canadian Coupon Mom on Google Friends Connect

    spdls0215@yahoo.com

    ReplyDelete
  32. Subscribe to Canadian Coupon Mom. (1)
    spdls0215@yahoo.com

    ReplyDelete
  33. Subscribe to Canadian Coupon Mom. (2)
    spdls0215@yahoo.com

    ReplyDelete
  34. Subscribe to Canadian Coupon Mom. (3)
    spdls0215@yahoo.com

    ReplyDelete
  35. Twitter follower
    @spdls0215

    http://twitter.com/spdls0215/status/65133687435563008

    ReplyDelete
  36. We plan on installing a new furnace this year which should make our home more energy efficient.

    ajmizen(at)hotmail(dot)com

    ReplyDelete
  37. I "Like" Canadian Coupon Mom on Facebook. (Amy M)

    ajmizen(at)hotmail(dot)com

    ReplyDelete
  38. I follow you on Twitter @glogirl3 and tweeted:
    http://twitter.com/glogirl3/status/65157525015756800

    ReplyDelete
  39. well so far we have done alot of little efforts, low flow taps and shower heads, energy effiecient lighting , a blanket on the water heater and alot of unplugging in the house of electronics, the biggest thing we need is new windows, but that will be a project for the futurem hopefully not too long away
    staceyx at telus dot net

    ReplyDelete
  40. i Like" Canadian Coupon Mom on Facebook stacey dempsey
    staceyx at telus dot net

    ReplyDelete
  41. i follow you on GFC (roswell)
    staceyx at telus dot net

    ReplyDelete
  42. i follow you on twitter @roswello
    staceyx at telus dot net

    ReplyDelete
  43. i tweeted
    http://twitter.com/#!/roswello/status/65198534101700609
    staceyx at telus dot net

    ReplyDelete
  44. i subscribe to you by email #3
    staceyx at telus dot net

    ReplyDelete
  45. I follow via GFC!

    susiev_18@hotmail.com

    ReplyDelete
  46. I like you on FB.

    susiev_18@hotmail.com

    ReplyDelete
  47. I subscribe!

    susiev_18@hotmail.com

    ReplyDelete
  48. To make our home more eco friendly, we bought all new major appliances including a washer, dryer, and dishwasher. They use much less water and detergent than our old machines.

    susiev_18@hotmail.com

    ReplyDelete
  49. I follow via Networked Blogs!

    susiev_18@hotmail.com

    ReplyDelete
  50. We recently purchased energy efficient washer and dryer

    amt(at)telus(dot)net

    ReplyDelete
  51. I am following on GFC as Anne-Marie T.

    amt(at)telus(dot)net

    ReplyDelete
  52. I liked your Facebook page (Anne-Marie T)

    amt(at)telus(dot)net

    ReplyDelete
  53. Following you on Twitter (amt946)

    amt(at)telus(dot)net

    ReplyDelete
  54. I am following on Networked blogs (Anne-Marie T)

    amt(at)telus(dot)net

    ReplyDelete
  55. Tweeted (@amt946)
    http://twitter.com/amt946/status/65283263719153664
    amt(at)telus(dot)net

    ReplyDelete
  56. I am subscribed to emails using news(at)telus(dot)net

    amt(at)telus(dot)net

    ReplyDelete
  57. I am subscribed to emails using news(at)telus(dot)net #2

    amt(at)telus(dot)net

    ReplyDelete
  58. I am subscribed to emails using news(at)telus(dot)net #3

    amt(at)telus(dot)net

    ReplyDelete
  59. http://twitter.com/xmd5/status/65286842001522688

    ReplyDelete
  60. daily tweet
    http://twitter.com/#!/roswello/status/65341138340556800
    staceyx at telus dot net

    ReplyDelete
  61. daily tweet
    http://twitter.com/flower_child_23/status/65401997116973057
    flower_child_23(at)hotmail(dot)com

    ReplyDelete
  62. Tweeted (@amt946)
    http://twitter.com/amt946/statuses/65406957997142016
    amt(at)telus(dot)net

    ReplyDelete
  63. I replaced all my kitchen appliances last year with energy star ones

    ReplyDelete
  64. I like you on fb as Caroline w

    ReplyDelete
  65. I follow you via GFC

    ReplyDelete
  66. I follow you on twitter as @carolineinbc

    ReplyDelete
  67. I tweeted about giveaway

    http://twitter.com/#!/Carolineinbc/status/65628034128023552

    ReplyDelete
  68. I am an email subscriber

    ReplyDelete
  69. I am an email subscriber #2

    ReplyDelete
  70. I am an email subscriber #3

    ReplyDelete
  71. i follow you via networked blogs as Caroline W

    ReplyDelete
  72. http://twitter.com/xmd5/status/65649530552594432

    ReplyDelete
  73. daily tweet
    http://twitter.com/#!/roswello/status/65695569598881792
    staceyx at telus dot net

    ReplyDelete
  74. We don't own our home but I know I would like to do a few things this winter to save money on the heating and electricity bills. We may not own but the costs can be just as high with the monthly bill when the doors and windows arent sealed properly etc. This would definitely help. OR maybe, put some more solar lights in our back yard area, another way to save energy and money! dream 4 ever (at) live (dot) ca

    ReplyDelete
  75. I like you on facebook :) Alyssa Kingsbury-Hart

    ReplyDelete
  76. I follow you on twitter @AMotherhoodBlog

    ReplyDelete
  77. I subscribe to your updates :)

    ReplyDelete
  78. daily tweet
    http://twitter.com/flower_child_23/status/65810062714740736
    flower_child_23(at)hotmail(dot)com

    ReplyDelete
  79. Tweeted (@amt946)
    http://twitter.com/amt946/statuses/65778722397106176
    amt(at)telus(dot)net

    ReplyDelete
  80. I have no clue how to include my tweet link but I followed you and retweeted it on TamikaD. Plus I am already a google follower, signed up for networked and subscribed. plus liked you on Facebook! :) I will blog about you soon! :)

    ReplyDelete
  81. OH! And we have a new house, so its pretty energy efficient, but we are adding window coverings to try and keep out the hot summer sun! :)

    And I blogged about you, so I hope it helps get a bit of traffic, not that my blog is that busy! LOL
    http://out-of-the-mouths-of-babes.blogspot.com/2011/05/link-to-rona-gift-card-giveaway.html

    ReplyDelete
  82. We are completing our last changes suggested by the eco-energy audit; 1) replacing windows
    2) replacing the siding and having our house "wrapped"

    It's going to be an expensive spring.

    ReplyDelete
  83. http://twitter.com/xmd5/status/66012508049260544

    ReplyDelete
  84. daily tweet
    http://twitter.com/#!/roswello/status/66048453788172289
    staceyx at telus dot net

    ReplyDelete
  85. daily tweet
    http://twitter.com/flower_child_23/status/66118183391739904
    flower_child_23(at)hotmail(dot)com

    ReplyDelete
  86. Tweeted (@amt946)
    http://twitter.com/amt946/statuses/66132869386485761
    amt(at)telus(dot)net

    ReplyDelete
  87. tweeted

    http://twitter.com/#!/Carolineinbc/status/66183597849182208

    ReplyDelete
  88. http://twitter.com/xmd5/status/66374711277387776

    ReplyDelete
  89. daily tweet
    https://twitter.com/#!/roswello/status/66411844725772289
    staceyx at telus dot net

    ReplyDelete
  90. daily tweet
    http://twitter.com/flower_child_23/status/66489723782316033
    flower_child_23(at)hotmail(dot)com

    ReplyDelete
  91. tweeted

    http://twitter.com/#!/Carolineinbc/status/66554360536121344

    ReplyDelete
  92. Tweeted (@amt946)
    http://twitter.com/amt946/status/66505806291542017
    amt(at)telus(dot)net

    ReplyDelete
  93. Daily Tweet:
    http://twitter.com/glogirl3/status/66713559689723904

    ajmizen(at)hotmail(dot)com

    ReplyDelete
  94. http://twitter.com/xmd5/status/66737465746132993

    ReplyDelete
  95. daily tweet
    http://twitter.com/#!/roswello/status/66796482656866304
    staceyx at telus dot net

    ReplyDelete
  96. daily tweet
    http://twitter.com/flower_child_23/status/66847328136462337
    flower_child_23(at)hotmail(dot)com

    ReplyDelete
  97. Tweeted (@amt946)
    http://twitter.com/amt946/statuses/66866245739364354
    amt(at)telus(dot)net

    ReplyDelete
  98. tweeted

    http://twitter.com/#!/Carolineinbc/status/67016917461901312

    ReplyDelete
  99. http://twitter.com/xmd5/status/67101477692379136

    ReplyDelete
  100. daily tweet
    http://twitter.com/#!/roswello/status/67150896731127808
    staceyx at telus dot net

    ReplyDelete
  101. tweeted

    http://twitter.com/#!/Carolineinbc/status/67317452266151936

    ReplyDelete
  102. Tweeted (@amt946)
    http://twitter.com/amt946/status/67257306752094209
    amt(at)telus(dot)net

    ReplyDelete
  103. http://twitter.com/xmd5/status/67463764823388162

    ReplyDelete
  104. http://twitter.com/xmd5/status/67463764823388162

    ReplyDelete
  105. daily tweet
    http://twitter.com/#!/roswello/status/67533391804899328
    staceyx at telus dot net

    ReplyDelete
  106. daily tweet
    http://twitter.com/flower_child_23/status/67622655204925440
    flower_child_23(at)hotmail(dot)com

    ReplyDelete
  107. tweeted

    http://twitter.com/#!/Carolineinbc/status/67636982649589760

    ReplyDelete
  108. Tweeted (@amt946)
    http://twitter.com/amt946/statuses/67592256164605952
    amt(at)telus(dot)net

    ReplyDelete
  109. http://twitter.com/xmd5/status/67826455249301504

    ReplyDelete
  110. daily tweet
    https://twitter.com/#!/roswello/status/67877873549180929
    staceyx at telus dot net

    ReplyDelete
  111. daily tweet
    http://twitter.com/flower_child_23/status/67941383423541249
    flower_child_23(at)hotmail(dot)com

    ReplyDelete
  112. tweeted

    http://twitter.com/#!/Carolineinbc/status/67955349013004288

    ReplyDelete
  113. Tweeted (@amt946)
    http://twitter.com/amt946/status/67948232101212160
    amt(at)telus(dot)net

    ReplyDelete
  114. http://twitter.com/xmd5/status/68189076720857088

    ReplyDelete
  115. daily tweet
    http://twitter.com/#!/roswello/status/68240225071140864
    staceyx at telus dot net

    ReplyDelete
  116. tweeted

    http://twitter.com/#!/Carolineinbc/status/68319147632758784

    ReplyDelete
  117. daily tweet
    http://twitter.com/flower_child_23/status/68331874241617920
    flower_child_23(at)hotmail(dot)com

    ReplyDelete
  118. Tweeted (@amt946)
    http://twitter.com/amt946/status/68354042530775041
    amt(at)telus(dot)net

    ReplyDelete
  119. tweeted

    http://twitter.com/#!/Carolineinbc/status/69123298172207104

    ReplyDelete
  120. Tweeted (@amt946)
    http://twitter.com/amt946/statuses/69067330432417792
    amt(at)telus(dot)net

    ReplyDelete
  121. daily tweet
    https://twitter.com/#!/roswello/status/69192475587264513
    staceyx at telus dot net

    ReplyDelete
  122. http://twitter.com/xmd5/status/69275444637220864

    ReplyDelete
  123. daily tweet
    https://twitter.com/#!/roswello/status/69349246402437122
    staceyx at telus dot net

    ReplyDelete
  124. tweeted

    http://twitter.com/#!/Carolineinbc/status/69418044732084225

    ReplyDelete
  125. We plan on recaulking our all of our windows to help keep the warm air in this winter and our heating bills down

    bluebelle0367(at)hotmail(dot)com

    ReplyDelete
  126. I like you on facebook - Belinda M


    bluebelle0367(at)hotmail(dot)com

    ReplyDelete
  127. I follow on google friend connect


    bluebelle0367(at)hotmail(dot)com

    ReplyDelete
  128. I follow you on twitter as Prairiebelle



    bluebelle0367(at)hotmail(dot)com

    ReplyDelete
  129. I am an email subscriber



    bluebelle0367(at)hotmail(dot)com

    1

    ReplyDelete
  130. I am an email subscriber



    bluebelle0367(at)hotmail(dot)com

    2

    ReplyDelete
  131. I am an email subscriber



    bluebelle0367(at)hotmail(dot)com

    3

    ReplyDelete
  132. I follow on networked blogs - belinda m


    bluebelle0367(at)hotmail(dot)com

    ReplyDelete
  133. tweeted

    http://twitter.com/#!/Prairiebelle/status/69535836361859072


    bluebelle0367(at)hotmail(dot)com

    ReplyDelete
  134. Tweeted (@amt946)
    http://twitter.com/amt946/statuses/69435877511806976
    amt(at)telus(dot)net

    ReplyDelete
  135. I'd like to buy some energy efficient appliances

    charmtime at gmail dot com

    ReplyDelete
  136. I follow you on twitter (littlecomper)

    charmtime at gmail dot com

    ReplyDelete
  137. daily tweet
    http://twitter.com/#!/littlecomper/status/69595327568691200

    charmtime at gmail dot com

    ReplyDelete
  138. We are hoping to replace our old dishwasher with an energy-efficient one soon!

    canadianmommygiveaways at gmail dot com

    ReplyDelete
  139. Following on Google Friend Connect.

    canadianmommygiveaways at gmail dot com

    ReplyDelete
  140. Following on Twitter as @mommygiveaways.

    canadianmommygiveaways at gmail dot com

    ReplyDelete
  141. Email subscriber. #1

    canadianmommygiveaways at gmail dot com

    ReplyDelete
  142. Email subscriber. #2

    canadianmommygiveaways at gmail dot com

    ReplyDelete
  143. Email subscriber. #3

    canadianmommygiveaways at gmail dot com

    ReplyDelete
  144. Blogged about this giveaway. #1
    http://canadianmommygiveaways.blogspot.com/2011/05/rona-50-gift-card-12-giveaways.html

    canadianmommygiveaways at gmail dot com

    ReplyDelete
  145. Blogged about this giveaway. #2
    http://canadianmommygiveaways.blogspot.com/2011/05/rona-50-gift-card-12-giveaways.html

    canadianmommygiveaways at gmail dot com

    ReplyDelete
  146. Blogged about this giveaway. #3
    http://canadianmommygiveaways.blogspot.com/2011/05/rona-50-gift-card-12-giveaways.html

    canadianmommygiveaways at gmail dot com

    ReplyDelete
  147. Blogged about this giveaway. #4
    http://canadianmommygiveaways.blogspot.com/2011/05/rona-50-gift-card-12-giveaways.html

    canadianmommygiveaways at gmail dot com

    ReplyDelete
  148. Blogged about this giveaway. #5
    http://canadianmommygiveaways.blogspot.com/2011/05/rona-50-gift-card-12-giveaways.html

    canadianmommygiveaways at gmail dot com

    ReplyDelete
  149. http://twitter.com/xmd5/status/69637837657612288

    ReplyDelete
  150. daily tweet
    http://twitter.com/#!/roswello/status/69670833337008128
    staceyx at telus dot net

    ReplyDelete
  151. daily tweet
    http://twitter.com/#!/littlecomper/status/69777937565618176

    charmtime at gmail dot com

    ReplyDelete
  152. Tweeted (@amt946)
    http://twitter.com/amt946/statuses/69786725517504513
    amt(at)telus(dot)net

    ReplyDelete
  153. Our current furnace is only mid-efficiency (~80% efficient) and it's on its last legs. We are going to replace it with a high-efficiency furnace at upwards of 98% efficiency.
    rararomp at gmail dot com

    ReplyDelete
  154. I'm your Facebook friend Raegen T.
    rararomp at gmail dot com

    ReplyDelete
  155. I'm your public GFC follower Rae T. (Auqakuh).
    rararomp at gmail dot com

    ReplyDelete
  156. I tweeted: https://twitter.com/#!/rararomp/status/69809529398894592
    rararomp at gmail dot com

    ReplyDelete
  157. #2 I'm your confirmed email subscriber.
    rararomp at gmail dot com

    ReplyDelete
  158. #3 I'm your confirmed email subscriber.
    rararomp at gmail dot com

    ReplyDelete
  159. #1 I blogged here: http://contest-for-that.blogspot.com/2011/05/canadian-coupon-mom-bmo-eco-smart.html
    rararomp at gmail dot com

    ReplyDelete
  160. #2 I blogged here: http://contest-for-that.blogspot.com/2011/05/canadian-coupon-mom-bmo-eco-smart.html
    rararomp at gmail dot com

    ReplyDelete
  161. #3 I blogged here: http://contest-for-that.blogspot.com/2011/05/canadian-coupon-mom-bmo-eco-smart.html
    rararomp at gmail dot com

    ReplyDelete
  162. #4 I blogged here: http://contest-for-that.blogspot.com/2011/05/canadian-coupon-mom-bmo-eco-smart.html
    rararomp at gmail dot com

    ReplyDelete
  163. #5 I blogged here: http://contest-for-that.blogspot.com/2011/05/canadian-coupon-mom-bmo-eco-smart.html
    rararomp at gmail dot com

    ReplyDelete
  164. tweeted

    http://twitter.com/#!/Carolineinbc/status/69809608696406016

    ReplyDelete
Twitter Delicious Facebook Digg Stumbleupon Favorites More